Specialist lending mortgages

Providing individual mortgage advice; unique to you

Getting a mortgage offer isn’t always easy at the best of time, especially if you are looking for something more unconventional. AMAC Independent advisers understand that searching for something more specialist takes expertise and time.

It is important that we understand your personal needs and make our recommendation based on your circumstances and our knowledge of what lenders are looking for.

We can help place mortgages that require specific underwriting such as;


  • Complex income
  • Non-Standard properties
  • Properties above commercial
  • Self-build
  • Limited companies
  • HMO’s / Student Lets
  • Guarantor mortgages
  • Foreign currency mortgages
  • Ex – Pat mortgages
  • Help to Buy
  • Right to Buy
  • Shared Ownership
  • Ex local authority properties
  • Bridging Loans
  • 2nd Charge mortgages
  • Further advances
  • New Build
  • Lending into retirement

Credit Impaired Mortgages


Whether you are a first time buyer, or a homeowner who is looking to move or re mortgage, we will search the whole of the market to ensure you get the very best mortgage for your circumstances.

We understand the stress and difficulty it can be to find a lender who is willing to provide a mortgage with a history of impaired credit, however, with help from our specialist advisers, we can help you get a mortgage with minimum stress.

We have access to specialist mortgage lenders who can assist in helping you if you have experienced any of the following;

• Mortgage arrears
• CCJ’s 
• IVA’s
• Repossession 
• Bankruptcy
• Debt Management Plans
• Unsecured arrears
• Defaults

Call us now 01243 77 66 88


Download to complete our mortgage enquiry form